Last Updated: January 23, 2026
Welcome to use "Asset Steward" (hereinafter referred to as "the App"). The App is operated by the Developer (hereinafter referred to as "We"). We value your privacy and are committed to protecting your personal information. This Privacy Policy is intended to explain how we collect, use, disclose, and protect your information.
By using the App, you agree to the collection and use of information in accordance with this policy.
We adhere to "Privacy First" and "Local Storage" principles.
All personal data generated by the core functions of this App (such as stock holdings, bank accounts, asset allocation, loan management, currency exchange records, remittance records, etc.) is stored locally on your device using Apple SwiftData technology. We cannot access, view, or back up this personal asset data.
To improve App stability and service quality, we may collect the following non-identifiable technical data:
This data is used solely for debugging and optimizing the user experience and cannot be used to identify you personally.
To provide the functionalities within the App, Asset Steward uses the following native frameworks and cloud services. These providers may collect and process your information according to their privacy policies:
Google Firebase
• Usage: Used for cloud functions and temporary storage of stock information. The system is stable and
reliable.
• Privacy Policy: Google Privacy
Policy
Apple SwiftData & SwiftUI
• Usage: Uses Apple's latest native database technology to ensure efficient and stable data storage.
Apple StoreKit 2
• Usage: Handles in-app purchases and subscription verification to ensure transaction security.
FinMind
• Usage: Source of market quote data.
• Data Transmission: Your ticker search requests may be sent directly to these services' servers to
retrieve quotes, but your sensitive financial data (holdings, costs, P&L) is never sent to these
providers.
We are committed to protecting the security of your information. Since your core asset data is stored on your device, its security is protected by Apple iOS system security mechanisms (such as Face ID/Touch ID, device encryption, etc.).
Please note that no method of transmission over the internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee its absolute security.
This App does not knowingly collect personally identifiable information from children under 13. If we discover that a child under 13 has provided us with personal information, we immediately delete this from our servers. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us.
We may update our Privacy Policy from time to time. Thus, you are advised to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page. These changes are effective immediately after they are posted on this page.
If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us at:
Developer: Yuchun Chen
Email: supportassetguy@gmail.com
最後更新日期： 2026年1月23日
歡迎使用「資產管家」（以下簡稱「本 App」）。本 App 由開發者（以下簡稱「我們」）所經營。我們非常重視您的隱私權，並致力於保護您的個人資訊。本隱私權及相關政策旨在說明我們如何收集、使用、披露及保護您的資訊。
如果您選擇使用本 App，即表示您同意本政策中有關資訊收集和使用的條款。
我們遵循「隱私優先」與「本地儲存」原則。
本 App 的核心功能（如股票持倉紀錄、銀行帳戶管理、資產配置、貸款管理、美元兌換紀錄、匯款紀錄等）所產生的所有個人數據，均採用 Apple SwiftData 技術儲存於您的本地裝置中。我們無法存取、檢視或備份您的這些個人資產數據。
為了改善 App 的穩定性與服務品質，我們可能會收集以下非識別性的技術數據：
這些數據僅用於除錯與優化使用者體驗，無法用於識別您的個人身分。
為實現 App 內的功能，資產管家使用了下列原生框架與雲端服務。這些服務供應商可能會根據其隱私權政策收集與處理您的資訊：
Google Firebase
• 用途：用於雲端函數運算及股票資訊暫存，系統穩定可靠。
• 隱私權政策：Google Privacy Policy
Apple SwiftData & SwiftUI
• 用途：使用 Apple 原生最新資料庫技術，確保資料儲存的高效與穩定。
Apple StoreKit 2
• 用途：處理 App 內購與訂閱驗證，確保交易安全。
FinMind
• 用途：提供市場報價之資料來源。
• 數據傳輸：您的股票代碼查詢請求可能會直接發送至這些服務的伺服器以獲取報價，但您的持倉數量、成本、損益等敏感財務數據絕不會傳送給這些供應商。
我們致力於保護您的資訊安全。由於您的核心資產數據儲存於您的裝置中，其安全性受 Apple iOS 系統的安全機制保護（如 Face ID/Touch ID、裝置加密等）。
請注意，網際網路傳輸或電子儲存方法並非 100% 安全，我們無法保證絕對的安全性，但我們會採取符合業界標準的措施來保護您的資訊。
本 App 不會刻意收集 13 歲以下兒童的個人識別資訊。如果我們發現我們在未經家長同意的情況下收集了兒童的個人資訊，我們會立即從我們的伺服器中刪除該資訊（若有）。如果您是家長或監護人，並發現您的孩子向我們提供了個人資訊，請與我們聯繫。
我們可能會不時更新我們的隱私權政策及相關資訊。我們建議您定期查看本頁面以獲取任何變更。我們將透過在此頁面發佈新的隱私權政策來通知您任何變更。這些變更在發佈到本頁面後立即生效。
如果您對我們的隱私權政策及相關資訊有任何疑問或建議，請隨時透過以下方式聯繫我們：
開發者：Yuchun Chen
電子郵件：supportassetguy@gmail.com